Rates

Rates

RATES

EFFECTIVE MAY 15, 2008

ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTIFICATION

Loans	Rate	APR*	Term
New Titled Vehicle/1 To 5 Years	4.990	4.990	60	Calculator
New Titled Vehicle/6 Years Over $20000.00	5.490	5.490	72	Calculator
Used Titled Vehicle/2004 & Newer	5.990	5.990	60	Calculator
Used Titled Vehicle/2001 To 2003	6.990	6.990	24	Calculator
Closed End Home Equity/5 To 10 Years	6.490	6.490	120	Calculator
Closed End Home Equity/11 To 15 Years	7.000	7.000	180	Calculator
Unsecured	10.650	10.650	48	Calculator
Share Secured	3.700	3.700	n/a	Calculator
Visa Credit Card	9.900	9.900	n/a	Calculator

*APR = Annual Percentage Rate
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15/Year Mortgage

Rate	Points	APR*
6.750	0	6.750

30/Year Mortgage

Rate	Points	APR*
7.130	0	7.130

*APR = Annual Percentage Rate
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DIVIDEND RATES

EFFECTIVE April 7, 2008

ALL DIVIDEND RATES ARE SUBJECT TO CHANGE WITHOUT NOTIFICATION

*APY = Annual Percentage Yield

PLEASE VISIT THE APPROPRIATE WEB PAGE FOR ADDITIONAL INFORMATION ON THE REQUIREMENTS FOR THESE ACCOUNTS

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*APY = Annual Percentage Yield

Money Market Share Dividend Rate APY*

2500.01 to 20,000
1.400

1.400

20,000.01 & Above
1.550

1.550

*APY = Annual Percentage Yield

FOR ADDITIONAL INFORMATION ON THE REQUIREMENTS FOR THESE ACCOUNTS PLEASE VISIT THE APPROPRIATE WEB PAGE